Tokenization
To save a customer's card info, you can tokenize the card and store it for future use. To enable tokenization for your account, contact your account manager.
Supported providers
This document uses Payex as a working example. Please reference the api-specification to see all supported payment product types, and the operations that they support.
Token types
Swedbank Pay uses two types of tokens:
- payment_token
- recurrence_token
while Bambora and Dintero PSP use payment token for all use cases:
- payment_token
Payment token
A payment token can be used to create payment where the card details will be
prefilled in the checkout. The payer still has to enter the CVC to complete
the purchase.
The payment token can also be used to perform unscheduled purchase without involving the payer, also known as an merchant initiated transaction (MIT)
Performing MIT transactions require approval. Contact your account manager.
For payment providers that don't support recurrence tokens, payment tokens can be used to create recurring payments.
Recurrence token
A recurrence token can be used to create recurring payment where you can charge a card without payer interaction. When an initial payment token is generated, subsequent payments are made through server-to-server request